We offer unsecured personal loans for NZ clients with bad credit
Get the money you need when you need it with a quick online application. Finance Loans can assist our customers obtain personal finance for any worthwhile purpose. Our products are designed to be repaid quickly, so they don’t feel like they last forever. Our unsecured loans are generally repaid within 1 to 7 months, and our secured options have a maximum term of 12 months.
We offer fast loans throughout NZ, including Auckland, Christchurch and beyond. One of our products is our short term unsecured bad credit loans, which range from $300 up to $2,000 and are generally repaid within three to seven months.
Fast loans that suit your needs
Our experienced consultants will contact you and take the time to understand your individual circumstances to determine the right solution for you. As a responsible lender, we take steps to make sure that we don’t lend you more than you can afford to pay back. Our instant loans are used for a variety of reasons ranging from rental bonds to holidays. Once you submit your application and have forwarded your supporting documents, we aim to have an answer within two business hours.
We also offer cash advances that have loan terms of four or six weeks. These instant loans are designed for people who have a temporary cash shortfall and need funds urgently but don’t want to have the debt hanging over their heads for too long. Generally, our cash advances are from $300 to $1,000 and are paid back within six weeks when you are back on your feet.
We also offer secured options
Another product that we provide is our secured options. These range from $2,000 to $5,000 and have a maximum term of 12 months. These are popular with customers requiring a slightly larger amount of money and longer term in which to pay the money back. The application process is the same as our unsecured loans but with the addition of providing your car registration papers with your other supporting documents. The approval time and transfer of funds is still just as fast, but these loans need to be secured by an unencumbered vehicle.
Consolidate your debts in an instant
Many people look for bad credit cash loans for the purpose of debt consolidation. It is easy to be bombarded with bills all at once and fall behind, that is why we offer debt consolidation solutions to our customers. We can look at consolidating your utility bills, phone bills, and most other debts you are struggling to keep on top of. The idea is to tidy multiple debts into one easy to manage loan and reduce the overall monthly debt payments.
Bad credit application
If you need money fast but have bad credit, our instant loans in NZ may be an option for you. Apply for loans in Auckland, Wellington, Dunedin and beyond with a simple online process. Once you let us know the amount you are after and we understand your unique personal situation, we will do our best to find the right product for your purposes.