No Credit Check and Instant Cash Loans
Some hard-working New Zealanders who consider applying for finance worry that their repayments will be strung out for too long. Many of us have experienced this issue in the past – applying for an instant cash loan to cover a bill or an urgent purchase, and still making repayments a year or two in the future! Not with us – we offer no credit check loans, so our NZ clients can get the money they need and finish up repayments within a reasonable time frame. If you borrow a small amount that you know you’ll be able to repay with your next paycheque, you can arrange a particular repayment date, instead of having to pay in small chunks and having to worry about compound interest (and stress!).
Our repayment terms vary depending on the amount you want to borrow, your income, and your capacity for repayments. If you want to balance your repayment amount, there is often a little wiggle room and choice in this matter. Terms vary from one month to twelve months, so you can get it all over and done with, or spread out payments to make budgeting easier. If you’re not sure how much you can afford to borrow, our consultants can help you work it out and ensure you don’t borrow too much and struggle with payments. We’ll look at basic things like the regular expenses you’ve got coming up, how many dependants you have, and how frequently you get paid. Short term loans are designed to bridge the gaps between when you get paid, so you don’t have to feel disadvantaged if you’re paid later or less regularly.
Common reasons for getting instant cash loans include:
- Bridging cash flow issues for independent contractors
- Borrowing a small amount for an expense that’s minimal but important
- Paying a bill or an invoice that doesn’t quite fit within the current week’s budget
One of our consultants will be more than happy to explain your options to you in plain English. For more information, call us on 10800 556 044. Alternatively, you can start your application online now and one of our consultants will get back to you as soon as possible to finalise and confirm your application.